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Table 3 Health insurance coverage, out-of-pocket expenditure (OOPE), and catastrophic health expenditure (CHE-10) among individuals with mental disorders in India

From: Progress towards universal health coverage in the context of mental disorders in India: evidence from national sample survey data

 

Insurance coverage (%)

(n = 374)

OOPE during hospitalization in INR

(n = 374)

OOPE during Out-patient care in INR

(n = 283)

CHE-10 during hospitalization (%)

(n = 304)

 

Public

Private

Public

Private

Public

Private

Total

23.5

7947

37,152

544

2358

30.8

82.5

Age group (years)

       

0–14

12.8

6975

29,035

544

2463

30.8

82.4

15–29

27.8

8603

32,550

306

1051

41.0

71.1

30–44

23.9

10,712

35,166

378

1244

48.3

76.1

45–59

24.3

4881

37,330

650

1220

20.9

77.7

60+

35.0

6027

50,323

844

854

1.1

78.9

Place of Residence

       

Rural

21.5

8162

30,314

420

3903

39.2

86.8

Urban

29.1

7631

46,839

752

980

10.7

67.0

Gender

       

Male

21.5

8964

34,298

636

3047

33.5

82.4

Female

29.1

6067

41,539

366

1111

27.1

82.3

Marital Status

       

Never Married/ divorced/

21.0

7673

27,403

387

4190

29.5

91.9

Currently married

22.7

8867

43,152

754

1189

32.6

74.8

Widowed

27.2

4017

21,968

438

890

27.0

52.5

Social Groups

       

ST

18.5

5039

33,854

201

399

28.6

80.8

SC

27.4

6901

32,825

1094

930

28.2

63.1

OBC

23.6

6616

40,345

343

4437

32.9

85.3

General

21.9

11,293

35,433

970

1350

30.1

83.7

Education

       

Illiterate

27.4

6551

24,497

427

1302

30.4

91.1

Up to primary

4.8

6742

57,849

372

5526

30.3

90.5

Up to secondary

21.6

9557

30,249

586

1088

16.8

64.9

Above Secondary

39.2

9910

45,533

1082

1347

55.9

81.1

Household occupation

       

Self-employed

15.4

10,273

45,791

456

3956

34.8

84.6

Regular Wages

29.3

4777

25,744

642

560

19.6

70.6

Casual Labourer

25.1

5981

26,760

430

1603

39.9

85.5

Economic quintile

       

Poorest

3.4

12,798

59,502

609

1094

40.7

95.7

Poor

14.6

5837

38,767

709

815

55.7

94.9

Middle

21.1

3785

28,316

757

6405

3.6

81.6

Rich

41.5

6280

26,633

234

1098

23.0

74.3

Richest

35.7

9591

35,036

445

1483

37.5

58.1

  1. Source: Authors’ computation from unit records of NSSO 75th Round 2017-18