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Table 4 Factors associated with catastrophic health payments at the 40%+ threshold capacity to pay among households with a person with SMD and comparison households

From: Catastrophic out-of-pocket payments for households of people with severe mental disorder: a comparative study in rural Ethiopia

Factors

Monthly OOP payment in Birr, mean (SD)

Share of health payment as % of non-food consumption

OOPCHE (40%+)

Unadjusted model

Adjusted model

Odds ratio (95% CI)

Odds ratio (95% CI)

Households of person with SMD

50.6 (82.1)

30.6

32.2

2.1 (1.2, 3.6)**

1.5 (1.0, 2.7)*

Households without person with SMD

51.7 (61.0)

22.7

18.2

1.00a

1.00a

Household size

   

0.5 (0.4, 0.7)***

0.6 (0.4, 0.9)**

 Age ≥ 60 years in HH

  Yes

50.0 (78.8)

29.1

33.0

1.4 (0.9, 2.3)

1.2 (1.1, 2.2)*

  No

50.5 (64.3)

27.2

25.1

1.00a

1.00a

Area of residence

 Urban

58.1 (74.2)

26.6

27.1

0.9 (0.5, 1.7)

1.3 (0.6, 2.5)

 Rural

49.2 (76.3)

28.4

27.8

1.00a

1.00a

Gender of the head of the HH

 Male

49.9 (75.5)

26.7

25.4

0.6 (0.3, 1.1)

0.9 (0.5, 1.7)

 Female

50.9 (71.3)

31.0

34.0

1.00a

1.00a

Household head education

 No formal education

44.2 (54.3)

27.1

24.3

0.8 (0.3, 1.8)

0.7 (0.3, 1.9)

 Primary education

63.0 (106.0)

29.8

35.3

1.4 (0.6, 3.2)

1.5 (0.6, 3.9)

 More than primary education

59.8 (88.4)

28.6

27.7

1.00a

1.00a

Children in the household

 0

54.8 (72.0)

36.0

40.5

2.6 (1.4, 4.7)**

1.2 (0.5, 3.0)

 1–2

56.9 (73.3)

29.0

27.8

1.4 (0.8, 2.5)

0.8 (0.4, 1.7)

 3 and more

43.5 (80.0)

22.8

20.6

1.00a

1.00a

Consumption quintile

 Quintile 1 (lowest)

21.2 (14.3)

38.0

45.7

9.5 (3.7, 24.0)***

10.8 (3.8, 30.5)***

 Quintile 2

34.5 (32.4)

34.8

38.0

6.9 (2.7, 17.5)***

8.2 (2.9, 22.9)***

 Quintile 3

59.7 (79.4)

29.6

29.3

4.6 (1.8, 11.7)**

5.7 (2.0, 15.8)**

 Quintile 4

60.1 (70.0)

26.7

25.6

3.8 (1.5, 9.9)**

4.9 (1.7, 13.5)**

 Quintile 5 (highest)

67.7 (110.5)

16.0

8.1

1.00a

1.00a

  1. OOPCHE: out-of-pocket catastrophic health expenditure; HH: household
  2. * p < 0.05; ** p < 0.01; *** p < 0.001; US$1 = Birr 20.69 (2015)
  3. aReference group